SBA 504 Loan Program

It’s easier than you think to get the financing you need to grow your business! If you have outgrown your present location or your sales volume has increased and you need additional machinery, equipment and employees to meet the demands of incoming orders the SBA 504 Loan Program could benefit your small business. If you are considering starting a new business and need to build or purchase real estate or equipment, the SBA 504 Loan Program can assist you.

Small businesses located in the state of Texas can look to SBAlliance Capital for their low down payment and fixed asset-financing needs. We cover the entire state and will gladly travel to your community to share with you the benefits of SBA 504 financing.

The SBA 504 loan program, administered by SBAlliance Capital, provides healthy small and medium-size businesses with long-term fixed-rate financing for the acquisition or construction of fixed assets. The purpose of the 504 loan program is to enable small businesses to finance up to 90% of fixed assets at or below market interest rates.

Advantages of the SBAlliance Capital program:

For Financial Institutions	For Small Businesses
The SBA 504 opens additional opportunitiesfor small businesses in meeting their goals through:	SBAlliance, in partnership with your bank, can provide:
First lien position with low loan to value, minimizing collateral risk.	Up to 90% financing
Set own rates and fees.	Low down payment
May participate in projects that would normally exceed lending limit.	Competitive market rate
No SBA paperwork to handle.	Long-term fixed-rate financing
SBAlliance Capital works directly with your client to package, process, close and service the 504 loan.	Businesses preserve working capital for future sales growth thereby benefiting the community through job creation and retention opportunities
Receive CRA credits	Elimination of Fees

 

CLICK HERE TO APPLY FOR A SBA 504 LOAN